Why is Habitat Needed?
Cabell County, WV has an urgent need for programs that provide both stability to low-income families through affordable homeownership as well as overall stability to the West Virginia housing market, which has rapidly deteriorated as a result of foreclosure and abandonment. More than 20% of the population live below poverty level.
Unable to qualify for a home loan or afford a quality rental, many of Cabell County's 96,319 (Census 2010) low-income families spend greater than 50% of their income on substandard, overcrowded housing (Census 2010).
Living in substandard housing endangers a family’s health and safety, erodes their hope and self-worth, and can impair the ability of their children to succeed. Impoverished children are at increased risk of juvenile delinquency, substance abuse, teen pregnancy, school drop-out and employment problems later in life.
Habitat for Humanity has shown that with safe, decent and affordable housing, along with access to the proper resources:
- Families can provide stability for their children
- A family’s sense of dignity and pride grow
- Health, physical safety, and security improve
- Educational and job prospects increase
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