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Eligibility
If you would like to apply to become a Habitat homeowner, there are certain criteria you must meet for selection into our program. Huntington WV Area Habitat
is looking for families who:
- Live in housing that is substandard, in bad condition, or is overcrowded;
- Have a steady dependable income that enables you to meet the requirements of home ownership. We follow income guidelines based on the number of people in the family (see guidelines below);
- Have a good credit history in handling your debt. In our evaluation of your credit report, we do not consider medical bills as part of your debt. You must not have filed for bankruptcy within the last three years;
- Are willing to partner with us by providing hours of work, called "sweat equity," on our Habitat houses, including your own.
If you are approved, you will have the opportunity to purchase a new home at a very low price through a 25-year, interest-free mortgage loan provided by Huntington WV Area Habitat. You'll be required to make a down payment of approximately $500.00, and be faithful in making your monthly mortgage payments which will average about $325.00 a month.
People interested in applying for a home, must attend one of our Partner Family Application Seminars. This is the only time when applications will be administered. Please call our office at (304) 523-4822 for more information on the next upcoming seminar.
